A new study has shown a spike in the mortality rates in the 45-54 age group in India. Here is what you need to do at the earliest to avoid problems for your dependents. Store passwords For most of our…
Year: 2021
Investing in Gold Funds: Know these first before you invest
Gold funds are topping with an average return of over 15 percent over the last year and 6.60-8.30 percent return for short-term of one to three months. With too many global uncertainties gold is riding high again as investors are…
Want to become rich: Follow these simple rules.
Is it your dream to build wealth and become rich?? Here are some simple rules that will help you realize your dream. Rule #1: Make sure that your spouse is in the same boat It becomes difficult if your life…
Are Indians on track for their retirement income goals??
India ranks first in retirement readiness but they are not completely on track to meet their required/ desired retirement income. A vast majority of Indians still have to financially depend on their families after retirement. On an average, employed Indians…
Don’t just dream big, but strive to make it a reality!
No dream is too big, but we need to make it our goal to make the dream come true. We lack the diligence to create concrete financial plans for our own life goals, thereby leaving them open to chance! Surprisingly,…
How homemakers get left behind financially?!
A global study shows that 65% of men make all or most of the household’s financial decisions with little input from their spouse. Leave alone investment decisions, in some families women are not even involved in the investment process.The confidence…
Retirement does not mean end of life
Retirement: This doesn’t mean end of life, it means living the “rest of your life” in a relaxed and comfortable manner. So, it becomes very important to consider few things well in advance. Calculating your expected expenses: You should first…
Why you should start investing early?
Invest now to retire early! We all know that Sachin Tendulkar retired as a millionaire at the age of 39. But did you know that when Sachin made his debut in the 90’s, $1 = ₹18.11 but today $1 =…
Is Lifestyle Inflation quietly eating away your finances?
You might not have noticed it, but lifestyle inflation is eating your finances. What is “lifestyle inflation”? When a person’s income goes up, their standard of living also rises. Their wants turn into needs slowly. Things that used to be…
Did you know that 70% of Indians prefer to save as liquid assets??
According to a survey, Indians have a strong saving habit. However, Indians do not plan for long-term future other than emergencies, children’s education, and old age. They keep away from investing in long-term financial products other than life insurance. This…